Terms of Use

Effective date: [Placeholder — set at launch] · Applies to mortgagematters.us

Draft for review. These terms were drafted for the primary Mortgage Matters website and must be reviewed and approved by Mortgage Matters and legal counsel before launch.

Acceptance of these terms

By using this website, you agree to these Terms of Use and to our Privacy Policy. If you don’t agree, please don’t use the site.

What this site is — and isn’t

This website provides general information about Mortgage Matters and mortgage education, and lets you request contact from our team. It is not:

  • an offer to lend or a commitment to make a loan;
  • a rate quote, approval, or prequalification decision;
  • personalized financial, legal, tax, or investment advice.

All loans are subject to application, credit approval, underwriting, and property appraisal. Rates, terms, programs, and eligibility change without notice and vary by borrower, property, and state. Examples on this site are illustrations only. Calculators produce estimates, not offers.

Licensing

Mortgage Matters Corporation, NMLS #1856457, is licensed in Alabama, Colorado, Florida, Louisiana, Oklahoma, and Texas. Verify our licensing at NMLS Consumer Access. See Licensing & disclosures for required notices.

Using the site responsibly

  • Submit only your own accurate information through our forms.
  • Don’t attempt to disrupt, probe, or misuse the site or its forms.
  • Don’t submit sensitive data (Social Security numbers, account numbers) through the website.

Intellectual property

The Mortgage Matters name, logo, and the content of this site belong to Mortgage Matters Corporation or its licensors. You may read, print, and share pages for personal, non-commercial use; any other use requires our written permission.

Third-party links

Links to other websites (including our own dedicated refinance site at canirefitx.com, NMLS Consumer Access, and Google Maps) are provided for convenience. Sites we don’t operate have their own terms and policies, and we aren’t responsible for their content.

Disclaimers and limitation of liability

The site is provided “as is.” While we work to keep information accurate and current, we make no warranties about completeness or fitness for a particular purpose, and mortgage guidelines change frequently. To the fullest extent the law allows, Mortgage Matters is not liable for indirect, incidental, or consequential damages arising from use of this website. Nothing in these terms limits rights you have under applicable consumer-protection law.

Communications consent

When you submit a form and check the consent box, you agree that Mortgage Matters may contact you about your inquiry by phone, text message, or email using the details you provided. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply; you can opt out at any time.

Governing law

These terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. [Placeholder — counsel to confirm venue/dispute-resolution language.]

Changes

We may update these terms; the effective date above will change when we do. Continued use of the site after changes means you accept the updated terms.

Contact

Questions? Email canirefi@mtgmatters.com or call (469) 807-1300.